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| P | Passive Alarm
Passive alarms are automatically activated and emit warning sounds when someone tries to get into your car. Once the passive alarm has been triggered, the system disables the automobile's starter, ignition system, and/or fuel circuit. If your car is fitted with such an alarm, you may receive an auto insurance discount.
Personal Injury Protection
Personal Injury Protection, or PIP, is a kind of auto insurance coverage available only in certain states, where it's often mandatory. Personal Injury Protection generally includes expanded coverage of accident-related medical costs. There are states, where PIP also pays for lost wages and similar losses. Particular protections afforded by this type of auto insurance coverage and limits on PIP payments vary widely from state to state.
Pleasure Use
If you use your car for pleasure, this means that you typically drive it for fun, with no regular commuting or business use.
Policy Expiration Date
Your auto insurance policy's expiration date is the date when auto insurance coverage ends if your auto insurance policy isn't renewed. You can find the expiration date on the declarations page of your auto insurance policy, on a proof of insurance card, or on a recent auto insurance renewal notice.
Policy Term
A policy term is the length of time an auto insurance policy is valid.
Primary Driver
The primary driver is the person who drives a car most frequently.
Primary Use
A vehicle's primary use is how the car is typically used. Auto insurance providers usually classify primary use as commuting, business/commercial, or pleasure use.
Primary Policyholder
The primary policyholder is the person who serves as the main point of contact.
Normally, the primary policyholder is also the person billed for your auto insurance policy. Any other person listed on your auto insurance policy can also be billed for your auto insurance premium.
Property Damage Liability Coverage
Property damage liability coverage protects you if you are held responsible for damaging someone else's property in a car accident. It helps you reimburse another person for their damaged property (such as a car, a fence, or a home). Property damage liability coverage also helps pay your expenses in a related lawsuit. When you buy your auto insurance policy the amount covered by property damage liability is capped at the limit you choose.
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