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| U & V | Underinsured Motorist Bodily Injury Coverage
Underinsured motorist bodily injury coverage is available in some states, where it's often mandatory.
Underinsured motorist bodily injury coverage pays for your medical expenses, lost wages, and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient auto insurance coverage. This coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. The amount covered by this type of coverage is capped at the limit you choose when you buy your auto insurance policy.
Underinsured Motorist Property Damage Coverage
Underinsured motorist property damage coverage is available in some states, where it's often mandatory.
Underinsured motorist property damage coverage protects you if your car is damaged in an accident caused by a driver who has insufficient auto insurance coverage. As for other specific protection afforded by this type of auto insurance coverage, it varies from state to state. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. The amount covered by underinsured motorist property damage is capped at the limit you choose when you buy your auto insurance policy.
Uninsured Motorist Bodily Injury Coverage
Uninsured motorist bodily injury coverage is available in some states, where it's often mandatory.
Uninsured motorist bodily injury coverage pays for your medical expenses, lost wages, and other general damages when you or your passengers are injured in an accident caused by a driver who has no car insurance. It also pays for injuries sustained in hit-and-run accidents. When you buy your auto insurance policy you choose the limit of the amount covered by uninsured motorist bodily injury.
Uninsured Motorist Property Damage Coverage
Uninsured motorist property damage coverage is available in some states, where it's often mandatory.
Uninsured motorist property damage coverage protects you if your vehicle is damaged in an accident caused by a driver who has no car insurance. But other protection afforded by this type of auto insurance coverage varies from state to state.
When you buy your auto insurance policy you choose the limit of the amount covered by uninsured motorist bodily injury. There are states where you'll need to pay a deductible each time you file an auto insurance claim.
Uninsured/Underinsured Motorist Bodily Injury Coverage
In some states, both uninsured and underinsured motorist bodily injury are bundled into a single coverage. It may be mandatory in the states where this type of auto insurance coverage offered. Uninsured/underinsured motorist bodily injury coverage pays for your medical expenses, lost wages, and other damages when you or your passengers are injured in an accident caused by a driver who doesn't have enough car insurance, or who completely lacks auto insurance coverage. This insurance coverage also pays for injuries sustained in hit-and-run accidents.
When you buy your auto insurance policy you choose the limit of the amount covered by uninsured/underinsured motorist bodily injury.
VIN
The VIN, short for Vehicle Identification Number, is the unique 17-digit number found on every car. Vehicle Identification Number contains the vehicle's serial number, as well as abbreviations for the make, model, and year. It appears on your vehicle registration card. VIN is also engraved in your car, near the base of the windshield on the driver's side dashboard and/or on the edge of the driver's side door.
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